The Investments module brings everything you've invested into one place: how much you put in, how much it's worth today, your accumulated profit and how that wealth is distributed. Every move you make — a new contribution, a withdrawal or credited earnings — automatically updates the investment's current value, keeping your return true to reality.
Unlike expenses and income, an investment isn't a one-off entry: it evolves over time. That's why Finances separates what you track (the investment position) from what happens to it (the transactions).
Before you start: investment types
Every investment must be linked to an investment type. The type is how you group your holdings — for example Fixed Income, Treasury Bonds, Stocks, REITs or Crypto. You create these types, so you can organize them exactly the way your portfolio makes sense.
You can create a type in two ways:
In Settings → Categories → Investment types (see the Categories guide);
Right on the investment form, via the “Create type” button next to the type field — handy when you realize, while registering, that you don't yet have the type you need.
When creating a type you provide a name (required), a description (optional) and a color, which helps you visually identify the group in the distribution charts.
Tip: if your portfolio is simple, start with a few types (for example “Fixed Income” and “Equities”). You can always create more specific types later, as you diversify.
Registering an investment
On the Investments screen, click “New investment”. The form asks for the following fields:
Identification
Name (required): how you recognize the holding. E.g. “Bank X CD 110% CDI”, “Treasury Inflation 2029”, “PETR4”.
Investment type (required): pick one of the types you created. If there are none, use the “Create type” shortcut.
Category (required): the investment financial category the holding belongs to. Investment categories are managed in Settings (see the Categories guide) and feed the distribution charts.
Institution (required): where the investment is held — the broker or bank. E.g. “XP Investimentos”, “Nubank”.
Amounts
Invested amount (required): how much you put in initially. This is the reference value used to calculate profit and return.
Current amount (required): how much the holding is worth today. If you leave it blank, the system uses the invested amount — i.e. zero profit at the time of registration. As the investment grows, you update this value (manually or by logging transactions).
Dates
Start date (required): when you made the investment. It can't be a future date.
Maturity date (optional): for holdings with a set term (CDs, bonds, etc.). It must be after the start date.
Redemption date (optional): when you actually redeemed it. It must be after the start date and, if there's a maturity, not before it.
Risk profile
Risk (required): Low, Medium or High. Helps you see the balance of your portfolio.
Liquidity (required): High, Medium or Low — i.e. how easily you can turn the holding into available cash.
Notes
Notes (optional, up to 1,000 characters): free annotations, such as the holding's terms, strategy or reminders.
Practical example: you bought $5,000 of a CD yielding 110% of CDI, at broker XP, on Jan 10th. Register: Name “Bank X CD 110% CDI”, Type “Fixed Income”, Category “Fixed Income”, Institution “XP Investimentos”, Invested amount $5,000, Current amount $5,000 (no growth yet), Start date Jan 10th, Risk Low, Liquidity Medium. Done — the holding now appears in your portfolio.
Tracking your portfolio
At the top of the screen, four indicators summarize your entire portfolio:
Total invested — the sum of everything you put in (invested amounts).
Current assets — how much your portfolio is worth today (sum of current amounts).
Profit/Loss — the difference between current assets and total invested, with the average return as a percentage. Shown in green when positive and red when negative.
Count — the number of registered investments.
Just below, two panels support the strategic view:
Distribution by category — shows how your money is split across the groups, so you can spot concentration and diversification.
Performance — compares how your investments are doing.
Use the filters to focus on a type, a category or a specific period, and the table to see the full list. Click any investment to open its details.
Logging contributions, withdrawals and earnings
When you open an investment, you see all of its data and the history of transactions. This is where the position stays alive. Click “New transaction” and choose the type:
Contribution — you added more money to the holding. Adds to the current amount.
Withdrawal — you took money out. Subtracts from the current amount.
Earnings — interest, dividends or appreciation credited. Adds to the current amount.
Each transaction asks for the amount, the date (today by default) and optional notes. In the history, contributions and earnings appear in green with a “+” sign, and withdrawals in red with a “−” sign. You can edit or delete any transaction.
Continuing the example: three months later, the CD earned $150. Open the investment, click “New transaction”, choose Earnings, enter $150 and save. The current amount goes from $5,000 to $5,150 and, on the main screen, your profit and return are recalculated automatically.
Editing and deleting
Inside the details, use “Edit” to correct any investment information and “Delete” to remove it. Deleting an investment also removes its transaction history, so be sure before confirming.
Frequently asked questions
Do I have to log a transaction every time my investment grows?
It's not required. You can simply edit the current amount whenever you want to update the position. Transactions are useful when you want a detailed history of each move.
Does the money automatically leave my checking account when I make a contribution?
No. The Investments module manages your holdings portfolio; it doesn't move the balance of your accounts. If you want to reflect the cash going out, record the move in the corresponding account.
What's the difference between “Category” and “Investment type”?
The type is your primary classification of the holding (Fixed Income, Stocks…), created by you. The category is the investment financial category used in the distribution. Both help you organize and analyze the portfolio.