WiseData Finances organizes your money, personal and business, in one place. You register the accounts where the money is, record what you pay and receive, and the system builds the balance, the due-date calendar, the reports and the reminders. This article takes you from sign-up to your first entry.
For the example we'll follow Marina, a designer who wants to organize her personal finances and, later, her studio's.
Create and activate your sign-up
On the Create your account screen, enter Name, Email, Phone, Password and Confirm password, check that you have read and accept the Terms of Use and the Privacy Policy, and click Register.
Finances sends a confirmation email. The account is only activated when you click the link in that email. If it doesn't arrive, check your spam folder before trying again.
Every new sign-up starts with a trial period that unlocks the paid plans' features for you to try. The trial is once per person: an email or phone number that already used it doesn't get another one.
On your first visit
Two things show up the first time you log in:
- A short questionnaire, with six questions about your profile and goals, so Finances can adapt to how you use it.
- An intro tour, which points out in the sidebar where to add a company, switch between personal and business, and find the dashboard, accounts, entries and reports. To see it again later, use the compass button at the top of the screen (Replay the intro tour).
Two spaces, one login
Finances splits your finances into spaces:
- Personal: your own money, with budget, goals and investments.
- Business: your company's finances, with invoices, NFS-e, taxes, payroll, loans and the income statement. Available on the Enterprise plan and during the trial.
The Active account selector at the top of the sidebar switches from one space to the other. What you record in one space doesn't show up in the other. You start in personal, and the New business button in the sidebar creates your first company whenever you want.
The essential step: your first account
Every entry leaves from or lands in an account. Without an account, there's nowhere to settle anything. So start at Records › Bank Accounts › Add Account:
- Account name: how you recognize the account, for example "Nubank Checking".
- Financial institution: pick the bank from the list so the account gets its logo.
- Account type: checking, savings, credit card or investment.
- Initial balance: today's balance, checked in your bank's app. It can only be set once.
Marina registered her Nubank checking account with R$ 4,200 and her Itaú savings with R$ 9,000. She also registered her Nubank Mastercard, which has its own fields: limit, due day (10) and closing (7 days before). Card purchases don't touch the checking account balance. They go onto the statement, and money only leaves when the statement is paid.
Don't try to record your whole past. Start from today's balance and record from here on. That's what keeps the Finances balance equal to the bank's from day one.
Your first entry
Under Transactions › Expenses › New Expense, fill in title, category, amount, due date, payment method and account. If you already paid, check Paid and enter the date, and the account balance updates right away. If you haven't paid yet, leave it pending: the expense goes into the calendar and the reminders, and you settle it when you pay.
Marina recorded her R$ 2,400 rent, due every 5th, as a monthly recurring expense. Under Transactions › Income, she recorded R$ 1,800 from a freelance job, received in her Nubank checking account.
Lots to record? Under Imports, bring in your bank statement as OFX or a spreadsheet instead of typing entries one by one.
Where to keep track
- Dashboard: the month's summary, with balances, inflows, outflows and what's coming due.
- Transactions › Calendar: every due date on a calendar.
- Reports: cash flow, category analysis, monthly comparison and more.
- Wisebot: ask in plain language, such as "how much did I spend on groceries this month?".
Plans, one line each
- Starter: personal finances, with budget, goals, investments and report export.
- Pro: everything in Starter, plus email and WhatsApp reminders, list export, advanced reports, Wisebot and ticket support.
- Enterprise: everything in Pro, plus the Business space (with team, income statement, NFS-e and audit log) and chat support.
Your subscription is under Settings, which stays available even after the trial ends.
Where to go next
- Accounts and transfers: credit cards, statements, account history and transfers between accounts.
- Expenses and income: installments, recurrences, line items and bulk settlement.
- Categories: organizing entries in up to three levels.
- First steps in the Business space: when it's your company's turn.
In short: sign up and activate through the email, take the tour, register your bank account with today's balance, add your first expense and first income, and follow everything on the dashboard, the calendar and the reports.